Goods in Transit Cover

Your Experts in Comprehensive Goods in Transit Cover

Theft or damage to goods in transit can happen at any time due to various circumstances and you, as the owner or the transporter of the goods, may be left out of pocket.

We offer an excellent load transportation products – which gives you complete peace of mind that your business will be covered for loss or damage to items being transported by road to and/or from the specified business address.

EFFICIENT SERVICE

At Cross-Cover, we pride ourselves on delivering efficient Goods in Transit (GIT) insurance services that ensure swift and seamless protection for your business assets. Our streamlined claims process allows us to quickly resolve any issues, minimising downtime and disruption.

NO-FUSS COVER

Our no-fuss Goods in Transit (GIT) cover makes protecting your business assets simple and hassle-free. With straightforward, comprehensive coverage, a user-friendly claims process, and clear policy options, we ensure you’re covered without any unnecessary complications.

How it works

Goods in Transit (GIT) insurance works by providing financial protection for businesses against the loss or damage of goods while they are being transported. This coverage is customizable, allowing businesses to choose policies that match the value and type of goods they transport, as well as the risks associated with their specific transportation routes and methods. GIT insurance typically covers incidents like theft, fire, and accidents during transit. When a loss occurs, businesses must file a claim with the insurance provider, who will then assess the damage and provide compensation based on the policy’s terms.

Goods in transit insurance at a glance

Goods in transit (GIT) insurance covers the goods on your truck, not the truck itself. It pays out when a load is lost or damaged on the road through theft, hijacking, fire or an accident. Cross-Cover Insurance Brokers, an authorised financial services provider (FSP 14628), arranges GIT cover for South African transporters and has been broking commercial vehicle insurance for more than 20 years.

Who it is for: Transporters, transport brokers and cargo owners moving goods by road
What it covers: Theft, hijacking, fire and accident damage to the load in transit, subject to the policy wording
Vehicles: South African-registered and foreign-registered commercial vehicles
Load limit: Set to your maximum load value, from a minimum of R300,000
Proof of cover: We arrange a GIT certificate you can send to your clients. What a GIT certificate shows
How to get a quote: Complete the online quote form or call Justin Cripps on 083 357 5553.
Get a GIT quote 083 357 5553
Where: South Africa plus 12 cross-border countries: South Africa
Botswana
Lesotho
Eswatini
Namibia
Zimbabwe
Mozambique
Malawi
Zambia
Tanzania
Kenya
Angola
DRC (no further north than Kolwezi)
Cross-border cover is subject to underwriting.

Goods in transit insurance: common questions

Quick answers for transporters. For anything specific to your loads or routes, speak to a broker.

Call Justin: 083 357 5553

What does goods in transit insurance cover?

It covers loss of or damage to goods while they are carried by road, typically from theft, hijacking, fire, collision and overturning. The exact cover, extensions and exclusions depend on the policy wording. Our guide to goods in transit insurance exclusions explains the common gaps.

Does my truck insurance cover the load?

No. A commercial vehicle policy covers the truck. The goods you carry need their own goods in transit cover.

How much does GIT insurance cost?

The premium depends on your load limit, the goods you carry, your routes, the number of vehicles, your security measures and your claims history. Read how much GIT insurance costs, or request a quote for an exact figure.

Can you give my clients proof of cover?

Yes. Once your cover is in place, we arrange a GIT certificate you can send to cargo owners and freight brokers. See what a GIT certificate shows.

Do you cover cross-border loads?

Cover can be requested for Botswana, Lesotho, Eswatini, Namibia, Zimbabwe, Mozambique, Malawi, Zambia, Tanzania, Kenya, Angola and the DRC (no further north than Kolwezi), subject to underwriting.

What do I need for a quote?

Your company details, the number of vehicles, whether they are South African or foreign registered, your maximum load value (minimum R300,000), the goods you carry, the areas you need cover in, and your insurance and claims history. Get a GIT quote.